ABOUT/ DOCS: JAPANESE PROPERTY FINANCING

1. INVESTOR LOANS (1.65%/annum fixed for 10 years!)

SleepWell Homes is delighted to announce that it has uncovered the loan that foreign real estate investors in Japan have been waiting for! Super low, "Japanese" interest rates, with negotiable LTVs, and the flexibility to purchase a foreclosure or conventional listing.

Read the basic guidelines and let us help you build your dream real estate portfolio. Which Bank?

The Loan:

• For Investors only **
• Available for up to 15 years
• Low fixed Rate Interest. (5 years - 1.5% indicative rate)
• Monthly repayments (Principle & Interest)
• LTV (Loan to Value ratio) generally 70% but higher can be negotiated.

The Investor:

• Investor must reside in Japan. That is, have a "Gaijin Card" & be able to show last 2 years of Tax Return Slips.
• Investors should have existing loan free assets to be used as security

Property Type:

• can be either foreclosures or conventionally sold property, residential or office, apartment, houses, buildings, etc of any age.

For your convenience and peace of mind, the financial institution has over 140 branches throughout Japan.

How much will you save?

Property Investor Loan Savings Table ( Savings: JPY/mth* )
	Loan Value (MJPY)
Standard Loan Rate	10M	20M	30M	40M	50M
2.5%	7,083	14,167	21,250	28,333	35,417
3.5%	15,417	30,833	46,250	61,667	77,083
4.5%	23,750	47,500	71,250	95,000	118,750
* Using 10 year indicative fixed rate of 1.65%

example: If the cheapest loan you have found to date is 3.5% and you need to borrow 30MJPY, your saving using this new loan would be a massive 46,250JPY/mth (555,000 JPY/ year).

Which Institution offers such great deals?:

This information is for sale. Select either one of the proposals that suits your needs the best:

Proposal 1: Find out the name & contact details of branch near you. (20,000JPY) Buy Now

Proposal 2: Have SleepWell personally accompany you to apply for this loan. (40,000JPY) Buy Now

Conditions of Sale:

• Payment Button takes you directly to PayPal. If you prefer to wire funds to our account, please contact us
• After confirming payment SleepWell will be in contact with you via email.
• Fees exclude transport charges for proposal 2.
• Proposal 2 is only available in the Kanto region.
• Please understand that knowledge of the loan does not automatically constitute qualifying for it. Qualification is a matter between the applicant and the financial institution. SleepWell cannot be responsible for this.

** Investor refers to those purchasing Real Estate for Investment purposes. Sorry Owner Occupiers but ask us about a foreclosure loan for you here.